Terms & Conditions

Please read this Terms of Use and Disclaimer and the Jocova Financial Services Corporation (“Jocova”) Privacy Policy carefully and gain a full understanding of it. By accessing and using this Web Site, submitting information to Jocova or utilizing features of this Web Site, you agree to be bound by all the terms and conditions in the Terms of Use and Disclaimer and the Jocova Privacy Policy. If you do not agree to be legally bound by the Terms of Use, Disclaimer, or the Jocova Privacy Policy, you are not authorized to use the Web Site and should exit immediately. Unauthorized use of Jocova’s Web Sites including, but not limited to, unauthorized entry into Jocova’s systems, misuse of any information posted on a Jocova Web Site is strictly prohibited. Jocova makes no representation that the products and services described on this Web Site are available in all provinces or countries. Your eligibility for particular products and services is subject to final determination by Jocova.

Changes to the terms

Jocova reserves the right to change these Terms of Use, Disclaimer, and Privacy Policy from time to time. We will notify you of any changes by posting the revised Terms of Use, Disclaimer, and Privacy Policy on the Web Site. All changes shall be effective upon posting. Your continued use of the Web site after any changes to these Terms of Use, Disclaimer, or Privacy Policy constitutes your agreement to be bound by any such changes. Jocova may terminate, suspend, change, or restrict access to all or any part of this Web Site without notice or liability.

Use of this website

While Jocova has tried to ensure the accuracy, currency and reliability of this Web Site, Jocova does not accept any responsibility or liability arising from the use of this Web Site including from any error, omission or from the use of any information contained in this Web Site as explained in Exclusion of Warranties and Indemnification and Limitation of Liability below.

Copyright, Trademarks and Trade names

Except where indicated, all content included on this Web Site is the property of Jocova and is protected by Canadian and international copyright laws. Unless otherwise specified, no one has permission to copy, redistribute, reproduce or publish in any form, any information found at this Web Site.

Exclusion on Warranties

Jocova makes no warranties or representations as to the security, reliability, accuracy, timelines, or completeness of this Web Site or the information contained in this Web Site and Jocova expressly disclaims liability for errors or omissions in the Web Site. Information and the products and services provided in the Web Site are provided “AS IS” without any warranty whatsoever or of any kind, either statutory, expressed or implied. Certain Jurisdictions do not allow the exclusions of implied warranties, so the above exclusion may not apply to you.

Indemnification and Limitation of liability

You as the Web Site user, agree to defend, indemnify and hold harmless the Jocova Parties which include but are not limited to it’s officers, directors, employees, agents, and partners from and against any and all claims, losses, expenses, or demands or liabilities, including legal fees and costs, incurred by the Jocova Parties in connection with any claim by a third party (including any intellectual property claim) arising out of (i) materials and content you submit, post to or transmit through the Web Site, or (ii) your use or misuse of the Web Site or content in violation of the Terms of Use or in violation of any applicable law. You further agree that you will cooperate as reasonably required in the defense of any such claims. You further agree to indemnify and hold harmless the Jocova Parties from any claim arising from a third party’s use of information or materials of any kind that you post on the Web Site. The user also agrees to indemnify and hold harmless Jocova Parties in relation to all incidences, occurrences, and inaccuracies related to the information contained on the Web Site, Web Site Performance, Error, Omission, Interruption, Delay in Operation or Transmission, Computer Virus, System Failure or any other Web Site related condition or occurrence.

Choice of low

The Terms of Use, Disclaimer, and Privacy Policy are to be governed and interpreted by The laws of the Province of Ontario and the laws of Canada.

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