We are a lender who partners with finance companies to bring creative solutions forward that enable small businesses to take on any challenge or opportunity in front of them.
Working capital provides businesses with the short-term funding needed to support day-to-day operations and take advantage of new opportunities. It can be used for expenses such as inventory purchases, payroll, marketing, seasonal cash flow needs, or other business investments. With flexible access to capital, businesses can maintain stability while continuing to grow.
Access working capital from $5,000 to $250,000 to support cash flow, manage expenses, and take advantage of new business opportunities.
Flexible repayment terms of 6 to 12 months designed to align with your business cash flow.
Fast credit decisions with minimal information required, with funding available in as little as 24 hours.
Working capital helps small businesses manage day-to-day operations, cover expenses, and maintain healthy cash flow.
Working capital can help businesses better manage the timing differences between incoming revenue and outgoing expenses. By providing access to short-term funding, working capital allows businesses to cover operating costs such as payroll, inventory, marketing, and other day-to-day expenses without disrupting cash reserves. This flexibility helps maintain steady operations, reduce financial stress, and keep the business focused on growth and opportunity.
Whatever the opportunity or challenge, Jocova helps businesses access the working capital they need.
Meeting payroll is one of the most important responsibilities for any business. Working capital from Jocova can help ensure employees are paid on time by providing access to short-term funding when cash flow is tight or revenue is delayed. This allows businesses to maintain stability, support their team, and keep operations running smoothly while waiting for incoming payments or new revenue.
Businesses occasionally face tax obligations that arise before incoming revenue is received. Working capital from Jocova can help cover federal, provincial, or HST payments when they are due, allowing businesses to stay compliant and avoid unnecessary penalties or cash flow strain. By accessing short-term capital, businesses can meet their tax obligations while maintaining the working capital needed to operate and grow.
New projects often require upfront investment before revenue is received. Working capital from Jocova can help businesses fund materials, labor, and other project-related expenses so they can take on new opportunities with confidence. With access to flexible capital, businesses can move forward on projects without putting unnecessary pressure on their day-to-day cash flow.
Maintaining the supplies and inventory needed to operate can place pressure on cash flow, especially when demand increases or large orders are required. Working capital from Jocova helps businesses purchase the materials and supplies they need to keep operations running smoothly. With access to flexible funding, businesses can stay prepared, meet customer demand, and continue growing without tying up valuable cash reserves.
Jocova partners with businesses, dealers, and manufacturers to provide flexible, customized financing solutions that fuel long-term growth.
